Adyen x Virto Commerce
B2B enterprises selling across multiple countries and currencies need a payment platform that can handle local payment methods, currencies, and compliance requirements without a different setup for every region. Adyen provides that as a single global payment platform, and Virto Commerce connects to it through APIs to handle checkout, payment processing, and settlement.
About Adyen
Adyen is a global financial technology platform that provides end-to-end payment processing, acting as the payment gateway, processor, and acquirer in one system. It supports a wide range of payment methods and currencies across online, mobile, and in-person channels, with its own banking licenses in the US, UK, and Europe.
Adyen is built for enterprise scale, used by large global businesses that need a single integration to handle payments across many markets, rather than working with separate providers in each region.
How Virto Integrates with Adyen
Virto Commerce connects to Adyen through its API to process payments during checkout, keeping payment processing and compliance with Adyen while Virto handles the buyer-facing commerce experience.
The integration approach generally covers:
- Routing checkout payments through Adyen’s API for processing and settlement
- Supporting the payment methods and currencies Adyen makes available in each market
- Handling payment confirmation, failure, and refund flows between Virto and Adyen
- Keeping sensitive payment data within Adyen’s PCI-compliant infrastructure rather than passing it through commerce
Note: For system-specific integration patterns, available accelerators, and the right approach for your payment setup, speak with a solution partner.
Implementation Approach
Virto Commerce integrates with enterprise systems through a combination of APIs, middleware, and integration accelerators — designed to reduce implementation effort while preserving the flexibility that enterprise-specific workflows require.
Key considerations: which markets and currencies need to be supported, which payment methods are required in each region, existing Adyen account setup and onboarding status, and whether the business needs online payments only or a unified online and in-person setup.
Use Cases
Selling across multiple countries with local payment methods
B2B enterprises expanding into new markets need to offer payment methods buyers actually use locally, rather than a single generic checkout experience. Adyen provides access to a wide range of regional payment methods through one integration.
Each market gets a checkout experience with locally relevant payment options, without building separate payment integrations per region.
Consolidating payment reporting across channels
Enterprises selling through multiple channels — online, in-person, or both — often end up with fragmented payment reporting across different providers. Adyen’s unified platform consolidates payment data across channels into one reporting environment.
Finance teams get a single, consistent view of payment activity, instead of reconciling data across multiple disconnected payment providers.
Reducing PCI compliance scope on the commerce side
Handling card data directly within a commerce platform increases compliance burden. Routing payments through Adyen keeps sensitive payment data within Adyen’s compliant infrastructure rather than passing through Virto.
Commerce teams reduce their PCI compliance scope, since sensitive payment data is handled by Adyen rather than stored or processed within the commerce platform itself.